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Frequently Asked Questions
Q. What is Title Insurance?
A. Title Insurance is a contract to protect an owner against losses arising through defects in the title to real estate owners. If a defect arises during the ownership of the property, the owner is assured that the owner will be protected against any losses due to a title defect or legal expenses to defend a claim against the property.
Q. What Can Make a Title Defective?
A. False claims of ownership, forged deeds, wills or signatures; illegal acts of Trustees, Guardians, Administrators; liens for unpaid Estate Inheritance, income, property and gift taxes, homestead rights; defective foreclosures; improper court procedures; Deeds by persons of unsound mind; missing heirs; unsettled estates; improper legal description.
Q. What Does Title Insurance Cost?
A. Unlike other insurance, title insurance is paid only once. The premium is directly related to the value of the property.
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